Editing Template:Character Creation Step Three (section)

=== Ability Categories ===

As mentioned above, Abilities are broken down into three mechanically different categories. While all considered “Abilities” the mechanical differences are meant to represent a character’s ability to improvise; improvising is defined as the attempted use of an Ability which a character does not possess at least one Trait.
The three categories are Talents, Skills and Knowledge

'''''Talents''''': Defined as inborn affinities refined by practice, Talents should reflect a character’s natural tendencies and life-honed gifts. There is no penalty for not having an Ability in this category when improvising.

'''''Skills''''': A Skill reflects something that a character has learned to do by a combination of practice, natural aptitude and/or formal education. If a character lacks the appropriate Skill being called for, and has no appropriate substitution, they may still attempt the challenge but must reduce the Attributes being bid by 1 to reflect the added difficulty and lack of aptitude.

'''''Knowledges''''': Certain Abilities demand learning. These Traits reflect things that a character understands on an intellectual level. Without the proper Knowledge, your character may not even attempt to roll for certain Knowledge-based feats.

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